Spending Less
Learning how to spend less than you earn while still having fun.
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Impact of how you calculate returns
Previously, I'd posted about my 2045 retirement plan to have $4 million in funds. A few days after I made the post, I realized that the way I calculated my deposits and returns accounted for only yearly deposits, and also returns only once a year. In
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Revised my 2045 retirement goals
The other day, I sat down and was doing some calculations as far as realistic retirement goals. As a part of that, I was using JLP 's retirement savings calculator . Using the calculator, I figure I am about 40 years away from retirement, and planning
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Charting my progress
Put together some graphs that I will be using to chart my progress on my way to my debt and savings goals. I always like seeing charts on other people's blogs, and in general, I like math, data tracking, etc. So I've added a couple of images to
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Broker suggestions for IRAs?
Anybody have any recommendations for a good brokerage firm for a Roth IRA? I signed up with Firstrade , since they looked good on paper: no minimum deposit, no inactivity fees, no fees trading mutual funds. But tonight I've been browsing their site to
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Our Savings Goals
While my wife was recently unemployed for two months, we realized that we'd been going after things with the wrong attitude. Our focus this year had been so focused on reduce debt so that we could buy a house. That was our objective. We've wanted
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