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Fell a day behind in my blog reading
I fell behind a day on reading new posts, and after my earlier post about mortgage tax savings, I find that yesterday, JLP at AllFinancialMatters posted a tidbit on mortgage deduction and taxes . Read More...
Posted 19 October 06 09:00 by spender | (Comments Off)   
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Buying house may not save us as much
I had previously posted about how I was thinking that the end of this year might be thebest time to buy a house to help keep us in a lower tax bracket. Today, I was running some more numbers and realized it may not save us as much as I had originally Read More...
Posted 19 October 06 03:17 by spender | 2 Comments   
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Mortgage Debt Reduction Goal Revisions
I decided to make a few changes to my mortgage debt reduction goal. First, I realized a flaw with how I was counting progress. Before, I had looked at it, said I wanted to pay off $10k, and then any payment I made was being counted against that total. Read More...
Posted 03 October 06 05:27 by spender | (Comments Off)   
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Paid off my first card!
Ohh yeah! This morning, submitted my payment for my Chevron Gas Card and paid it in full. Talk about a good feeling! Even though I only had about $620 remaining on it, since I consistently use it, it ended up being one of the ones I end up just slowly Read More...
Posted 29 September 06 01:49 by spender | 1 Comments   
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PLUS vs FICO: What a difference!
I've been using Experian's CreditExpert service since January, as Money 2006 came with a free year of service. CreditExpert is just a simple credit monitoring service, it is pretty decent, though kind of barebones. But it is free, so I don't Read More...
Posted 27 September 06 09:14 by spender | 1 Comments   
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Might be the best time to buy a house
The other day, I'd seen a post by JLP about the estimated tax brackets for 2007 was released and this got me doing a little bit of checking. I keep a running estimate of our taxes in Microsoft Money and we've been sitting in the 15%, but with Read More...
Posted 22 September 06 09:49 by spender | 1 Comments   
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Charting my progress
Put together some graphs that I will be using to chart my progress on my way to my debt and savings goals. I always like seeing charts on other people's blogs, and in general, I like math, data tracking, etc. So I've added a couple of images to Read More...
Posted 19 September 06 08:17 by spender | 241 Comments   
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Discrepancy between different mortgage calculators?
Of course when someone first starts thinking about buying a house, the first thing they ask is "how much can I afford?" Very reasonable question. Good thing to know before you go out shopping. The problem is that different banks/lenders calculate Read More...
Posted 19 September 06 12:34 by spender | (Comments Off)   
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To buy or not to buy
So here is my latest dilemma. As I had mentioned in the past , my wife and I have really been wanting to buy a house. We've been leaning on the side of caution and keep putting it off (though not necessarily without reason). Though recently I've Read More...
Posted 17 September 06 06:17 by spender | 2 Comments   
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