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Buying house may not save us as much
I had previously posted about how I was thinking that the end of this year might be thebest time to buy a house to help keep us in a lower tax bracket. Today, I was running some more numbers and realized it may not save us as much as I had originally Read More...
Posted 19 October 06 03:17 by spender | 2 Comments   
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Sacraficing for goals, where to draw the line
I know sometimes when you are working for your goals, you need to make some sacrafices. Maybe you eat ramen for a while, avoid going out to movies/bars, etc. But where is the line for sacraficing for a cause and sacraficing too much? One situation we Read More...
Posted 04 October 06 03:14 by spender | 1 Comments   
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Mortgage Debt Reduction Goal Revisions
I decided to make a few changes to my mortgage debt reduction goal. First, I realized a flaw with how I was counting progress. Before, I had looked at it, said I wanted to pay off $10k, and then any payment I made was being counted against that total. Read More...
Posted 03 October 06 05:27 by spender | (Comments Off)   
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Revised my 2045 retirement goals
The other day, I sat down and was doing some calculations as far as realistic retirement goals. As a part of that, I was using JLP 's retirement savings calculator . Using the calculator, I figure I am about 40 years away from retirement, and planning Read More...
Posted 30 September 06 10:53 by spender | 9 Comments   
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PLUS vs FICO: What a difference!
I've been using Experian's CreditExpert service since January, as Money 2006 came with a free year of service. CreditExpert is just a simple credit monitoring service, it is pretty decent, though kind of barebones. But it is free, so I don't Read More...
Posted 27 September 06 09:14 by spender | 1 Comments   
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Might be the best time to buy a house
The other day, I'd seen a post by JLP about the estimated tax brackets for 2007 was released and this got me doing a little bit of checking. I keep a running estimate of our taxes in Microsoft Money and we've been sitting in the 15%, but with Read More...
Posted 22 September 06 09:49 by spender | 1 Comments   
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Charting my progress
Put together some graphs that I will be using to chart my progress on my way to my debt and savings goals. I always like seeing charts on other people's blogs, and in general, I like math, data tracking, etc. So I've added a couple of images to Read More...
Posted 19 September 06 08:17 by spender | 241 Comments   
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Our Savings Goals
While my wife was recently unemployed for two months, we realized that we'd been going after things with the wrong attitude. Our focus this year had been so focused on reduce debt so that we could buy a house. That was our objective. We've wanted Read More...
Posted 28 August 06 10:47 by spender | 3 Comments   
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